Banking Mysteries and Other Dark Matters

Dark Matters and Energy

We can confirm the existence of only 4% of the matter/energy in our universe. The other 96% is a mystery to us. Our scientists can only infer the Dark Space through observations of magnetic fields and gravitational forces.
This is similar to watching the parts of a football game that occur between the forty-eight yard lines.
This phenomenon has taught me humility. I hope this characteristic spreads.
How can a CEO earn a salary that is 3,777 times larger than his employee? After a bank CEO writes down 64% of his firm's assets, he collects his eight-figure salary from the bail out money.
He ignores the original purpose of the bail out was to encourage consumer and small business lending. Instead, he fires his employees in their tens of thousands.
The financial wizards developed toxic mortgage instruments with enticingly low interest rates and payment terms. They sold over-priced homes to unqualified customers. When the mortgage reset at a higher interest rate, the monthly payment doubled and the property entered foreclosure. The bank is trying to resell it at a greatly reduced price. What did the bank do to earn ownership?
Ownership of the foreclosed properties should revert to the renters and buyers who occupied them.